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Insurance Agent
CA Lic. #0G30843
Managing Member,
Co-Founder,
PMRD Insurance Agency LLC

NATHANIEL A. DE PANO

Nathaniel received his Bachelor’s Degree in Sociology from Cal State University, San Marcos in 1996 and his Master’s Degree in Organizational Management from the University of Phoenix in 1998.  After several Management roles in the private sector, he decided to take his passion for helping people by entering the insurance industry in 2008.  Nathaniel has extensive knowledge and experience in Annuities, Life Insurance, and Medicare Insurance. Nathaniel is the co-founder of PMRD Insurance Agency LLC where he maintains a large and stable book of business.  

Marketing and Social Media Director
Managing Member
Co-Founder,
PMRD Insurance Agency LLC

ROWENA R. DE PANO

Rowena graduated with honors from Cal State University, San Marcos in 1996 with a Bachelor’s Degree in Sociology.  She went on to earn her Master’s Degree in Organizational Management from the University of Phoenix in 1998.  After positions as Brand Marketing Manager for an international collectibles corporation and Marketing Director for a large Real Estate Corporation, Rowena co-founded PMRD Insurance Agency LLC and serves as Director of Marketing.

PMRD Insurance Agency LLC is comprised of Independent Insurance Agents that specialize in Annuities and Life Insurance. Since we are independent, we can provide a wide variety of life and annuity products to best suit your budget or lifestyle. We are not locked into any one insurance company and have the ability to shop all the top insurance companies to find you the best prices on life insurance and the best rates for annuities. We maintain high standards on the companies we work with, while providing excellent service throughout the process. You have our personal guarantee that we will work hard on your behalf to secure you the best rates available in the market.

A Few of the Companies We Represent:

AIG
Allianz
Athene
EquiTrust
Forethought
Minnesota Life
National Western Life
Nationwide
North American Company for Life and Health Insurance
Phoenix Life Insurance Company
Prudential
State Life Insurance Company
Transamerica
Voya (Formally ING)